Collateral - Revision history

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	[[Category:Done ~~2016~~-04-30]]		[[Category:Done 2026-08-01]]
	<onlyinclude>'''Collateral''' is a asset or group of assets that ~~can be seized by~~ a lender in the event of a loan default.</onlyinclude> ~~the posting of collateral makes a loan~~ more [[secured loan\|secure]] as the lender can recover the collateral if the debtor defaults.<ref>J.Black, N. Hashimzade, and G. Myles. (2009) "Collateral." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199237043.001.0001/acref-9780199237043-e-447?rskey=Wm46Su&result=1, 2009 [Aug 20, 2016]</ref>		<onlyinclude>'''Collateral''' is a asset or group of assets that a lender can seize in the event of a loan default.</onlyinclude> Collateral make loans more [[secured loan\|secure]] as the lender can recover the collateral if the debtor defaults.<ref>J.Black, N. Hashimzade, and G. Myles. (2009) "Collateral." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199237043.001.0001/acref-9780199237043-e-447?rskey=Wm46Su&result=1, 2009 [Aug 20, 2016]</ref>

	If a homeowner fails to make their mortgage payments on time, the bank that issued the loan can reposes the house and sell it on the market. Similarly if a firm fails to meet its payments and it posted its '''accounts receivable''' (money that is owed to the company by others)as collateral than the lender can seize these receipts and collect on them.<ref>J. Berk et al. ''Corporate Finance''. Toronto: Pearson Canada Inc., 2012, pp. 932.</ref>		As an example: if a homeowner fails to make their mortgage payments on time, the bank that issued the loan can reposes the house and sell it on the market. Similarly if a firm fails to meet its payments and it posted its '''accounts receivable''' (money that is owed to the company by others)as collateral than the lender can seize these receipts and collect on them.<ref>J. Berk et al. ''Corporate Finance''. Toronto: Pearson Canada Inc., 2012, pp. 932.</ref>

	==Examples of Collateral==		==Examples of Collateral==
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	==references==		==references==
	{{reflist}}		{{reflist}}
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Jmdonev: 1 revision imported: From the summer

2016-09-17T22:29:45Z

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Jmdonev at 19:58, 26 August 2016

2016-08-26T19:58:40Z

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[[Category:Done 2016-04-30]]
<onlyinclude>'''Collateral''' is a asset or group of assets that can be seized by a lender in the event of a loan default.</onlyinclude> the posting of collateral makes a loan more [[secured loan|secure]] as the lender can recover the collateral if the debtor defaults.<ref>J.Black, N. Hashimzade, and G. Myles. (2009) "Collateral." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199237043.001.0001/acref-9780199237043-e-447?rskey=Wm46Su&result=1, 2009 [Aug 20, 2016]</ref>

If a homeowner fails to make their mortgage payments on time, the bank that issued the loan can reposes the house and sell it on the market. Similarly if a firm fails to meet its payments and it posted its '''accounts receivable''' (money that is owed to the company by others)as collateral than the lender can seize these receipts and collect on them.<ref>J. Berk et al. ''Corporate Finance''. Toronto: Pearson Canada Inc., 2012, pp. 932.</ref>

==Examples of Collateral==
*Property
*Financial assets
*Life insurance policy

==See Also==
*[[Loan]]
*[[Secured loan]]
*[[Unsecured loan]]
==references==
{{reflist}}