Hard & soft loan - Revision history

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	<onlyinclude>A '''hard loan''' is a loan with very specific parameters and adheres to [[market]] conditions such as the interest rate.</onlyinclude> A hard loan is not as "flexible" as a [[soft loan]] which does not have as many stipulations.		<onlyinclude>A '''hard loan''' is a loan with very specific parameters and adheres to [[market]] conditions such as the interest rate.</onlyinclude> A hard loan is not as "flexible" as a [[soft loan]] which does not have as many stipulations.

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	A soft loan may be given to the government or development bank in a developing country by another nation or an organization such as the [http://www.worldbank.org/ World bank]. Because governments and organizations such as the World Bank do not need to make a profit they can afford to loan the money for a log time and with low interest. The debtor only needs to repay the principle amount. For some specific information on what the World Bank has done with soft loans, please see [http://ida.worldbank.org/about/what-ida here].		A soft loan may be given to the government or development bank in a developing country by another nation or an organization such as the [http://www.worldbank.org/ World bank]. Because governments and organizations such as the World Bank do not need to make a profit they can afford to loan the money for a log time and with low interest. The debtor only needs to repay the principle amount. For some specific information on what the World Bank has done with soft loans, please see [http://ida.worldbank.org/about/what-ida here].

	==~~See Also~~==		==For Further Reading==
	*[[Loan]]		*[[Loan]]
	*[[Convertible loan]]		*[[Convertible loan]]
	*[[Term loan]]		*[[Term loan]]
			*[[Green investment]]
			*Or explore a [[Special:Random\|random page]]

	==References==		==References==
	{{reflist}}		{{reflist}}
			[[Category: Uploaded]]

Jmdonev: 1 revision imported

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Jmdonev at 20:12, 17 August 2017

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	<onlyinclude>A '''hard loan''' is a loan with very specific parameters and adheres to [[market]] conditions such as the interest rate.</onlyinclude> A hard loan is not as "flexible" as a [[soft loan]] which does not have as many stipulations.		<onlyinclude>A '''hard loan''' is a loan with very specific parameters and adheres to [[market]] conditions such as the interest rate.</onlyinclude> A hard loan is not as "flexible" as a [[soft loan]] which does not have as many stipulations.

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	===Soft Loan===		===Soft Loan===
	A '''soft loan''' is a loan with relatively "loose" terms, it typically has an interest rate below the market rate (or sometime no interest at all), flexible maturities and is often used dy development banks.<ref>~~Investopedia.~~ "~~Soft Loan.~~" ~~[Online]~~, ~~Available~~: ~~http://www~~.~~investopedia.com/terms/s/softloan.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186~~ [~~Aug 21~~, ~~2016~~].</ref> Soft loans are usually given out by a government as a government can afford to be more flexible with their terms than a non-governmental institution that must earn a profit for their shareholders.<ref>J. Law. "Soft Loan." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199664931.001.0001/acref-9780199664931-e-3543?rskey=RQmeg3&result=18, 2015 [Aug 21, 2016].</ref>		A '''soft loan''' is a loan with relatively "loose" terms, it typically has an interest rate below the market rate (or sometime no interest at all), flexible maturities and is often used dy development banks.<ref name=Ox_econ>"A Dictionary of Economics", entry: soft loan, published Oxford University Press, 2013. Edited by John Black, Nigar Hashimzade, and Gareth Myles Online version accessed [August 17th, 2017].</ref> Soft loans are usually given out by a government as a government can afford to be more flexible with their terms than a non-governmental institution that must earn a profit for their shareholders.<ref>J. Law. "Soft Loan." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199664931.001.0001/acref-9780199664931-e-3543?rskey=RQmeg3&result=18, 2015 [Aug 21, 2016].</ref>

	A soft loan may be given to the government or development bank in a developing country by another nation or an organization such as the [[World bank]]. Because governments and organizations such as the World Bank do not need to make a profit they can afford to loan the money for a log time and with low interest. ~~the~~ debtor only needs to repay the principle amount.		A soft loan may be given to the government or development bank in a developing country by another nation or an organization such as the [http://www.worldbank.org/ World bank]. Because governments and organizations such as the World Bank do not need to make a profit they can afford to loan the money for a log time and with low interest. The debtor only needs to repay the principle amount. For some specific information on what the World Bank has done with soft loans, please see [http://ida.worldbank.org/about/what-ida here].

	==See Also==		==See Also==

Jmdonev: 1 revision imported: From the summer

2016-09-17T22:29:45Z

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Jmdonev at 19:52, 26 August 2016

2016-08-26T19:52:32Z

New page

[[Category:Done 2016-04-30]]
<onlyinclude>A '''hard loan''' is a loan with very specific parameters and adheres to [[market]] conditions such as the interest rate.</onlyinclude> A hard loan is not as "flexible" as a [[soft loan]] which does not have as many stipulations.

Terms for a hard loan:<ref>J.Black, N. Hashimzade, and G. Myles. (2009) "Hard Loan" [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199237043.001.0001/acref-9780199237043-e-1420?rskey=hY9dYh&result=1, 2009 [Aug 20, 2016]</ref>
*The interest rate
*The [[currency]] the repayment is made in
*Maturity date (when the repayment is due)
*The repayment schedule
*The risk premium (determined by the credit rating of the debtor, the poorer the rating the higher the premium)

===Soft Loan===
A '''soft loan''' is a loan with relatively "loose" terms, it typically has an interest rate below the market rate (or sometime no interest at all), flexible maturities and is often used dy development banks.<ref>Investopedia. "Soft Loan." [Online], Available: http://www.investopedia.com/terms/s/softloan.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186 [Aug 21, 2016].</ref> Soft loans are usually given out by a government as a government can afford to be more flexible with their terms than a non-governmental institution that must earn a profit for their shareholders.<ref>J. Law. "Soft Loan." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199664931.001.0001/acref-9780199664931-e-3543?rskey=RQmeg3&result=18, 2015 [Aug 21, 2016].</ref>

A soft loan may be given to the government or development bank in a developing country by another nation or an organization such as the [[World bank]]. Because governments and organizations such as the World Bank do not need to make a profit they can afford to loan the money for a log time and with low interest. the debtor only needs to repay the principle amount.

==See Also==
*[[Loan]]
*[[Convertible loan]]
*[[Term loan]]
==References==
{{reflist}}