Institution - Revision history

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	<onlyinclude>An institution is "a structure, a mechanism of social order or cooperation, which governs the behaviour of a group of individuals within a human community."</onlyinclude><ref name=IPCC_SRREN> Verbruggen, A., W. Moomaw, J. Nyboer, 2011: Annex I: Glossary, Acronyms, Chemical Symbols and Preﬁxes. In IPCC Special Report on Renewable Energy Sources and Climate Change Mitigation [O. Edenhofer, R. Pichs- Madruga, Y. Sokona, K. Seyboth, P. Matschoss, S. Kadner, T. Zwickel, P. Eickemeier, G. Hansen, S. Schlömer, C. von Stechow (eds)], Cambridge University Press, Cambridge, United Kingdom and New York, NY, USA.</ref>		<onlyinclude>An institution is "a structure, a mechanism of social order or cooperation, which governs the behaviour of a group of individuals within a human community."</onlyinclude><ref name=IPCC_SRREN> Verbruggen, A., W. Moomaw, J. Nyboer, 2011: Annex I: Glossary, Acronyms, Chemical Symbols and Preﬁxes. In IPCC Special Report on Renewable Energy Sources and Climate Change Mitigation [O. Edenhofer, R. Pichs- Madruga, Y. Sokona, K. Seyboth, P. Matschoss, S. Kadner, T. Zwickel, P. Eickemeier, G. Hansen, S. Schlömer, C. von Stechow (eds)], Cambridge University Press, Cambridge, United Kingdom and New York, NY, USA.</ref>

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	In Canada for example, banks hold upwards of 70% of financial [[asset]]s in the financial services sector (FSS).<ref name=CAN/> The amount of assets held by each type of FI varies from country to country and the amount each is allowed to hold is usually determined by legislation and the [[regulation]] of the FSS.		In Canada for example, banks hold upwards of 70% of financial [[asset]]s in the financial services sector (FSS).<ref name=CAN/> The amount of assets held by each type of FI varies from country to country and the amount each is allowed to hold is usually determined by legislation and the [[regulation]] of the FSS.



	==References==		==References==
	{{reflist}}		{{reflist}}
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	<onlyinclude>An institution is "a structure, a mechanism of social order or cooperation, which governs the behaviour of a group of individuals within a human community."</onlyinclude><ref name=IPCC_SRREN> Verbruggen, A., W. Moomaw, J. Nyboer, 2011: Annex I: Glossary, Acronyms, Chemical Symbols and Preﬁxes. In IPCC Special Report on Renewable Energy Sources and Climate Change Mitigation [O. Edenhofer, R. Pichs- Madruga, Y. Sokona, K. Seyboth, P. Matschoss, S. Kadner, T. Zwickel, P. Eickemeier, G. Hansen, S. Schlömer, C. von Stechow (eds)], Cambridge University Press, Cambridge, United Kingdom and New York, NY, USA.</ref>		<onlyinclude>An institution is "a structure, a mechanism of social order or cooperation, which governs the behaviour of a group of individuals within a human community."</onlyinclude><ref name=IPCC_SRREN> Verbruggen, A., W. Moomaw, J. Nyboer, 2011: Annex I: Glossary, Acronyms, Chemical Symbols and Preﬁxes. In IPCC Special Report on Renewable Energy Sources and Climate Change Mitigation [O. Edenhofer, R. Pichs- Madruga, Y. Sokona, K. Seyboth, P. Matschoss, S. Kadner, T. Zwickel, P. Eickemeier, G. Hansen, S. Schlömer, C. von Stechow (eds)], Cambridge University Press, Cambridge, United Kingdom and New York, NY, USA.</ref>

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	[[File:Deutsche_Bank_Taunusanlage.jpg\|300px\|thumb\|right\|Figure 1. The headquarters on Deutsche Bank in Frankfurt, Germany. Deutsche Bank is a type financial institution commonly called an "investment bank" that operates worldwide. It has a number of different operations from private and business banking to corporate finance and [[wealth]] management.<ref>Wikimedia Commons. [Online], Available: https://commons.wikimedia.org/wiki/File:Deutsche_Bank_Taunusanlage.jpg [Aug 17, 2016]</ref>]]		[[File:Deutsche_Bank_Taunusanlage.jpg\|300px\|thumb\|right\|Figure 1. The headquarters on Deutsche Bank in Frankfurt, Germany. Deutsche Bank is a type financial institution commonly called an "investment bank" that operates worldwide. It has a number of different operations from private and business banking to corporate finance and [[wealth]] management.<ref>Wikimedia Commons. [Online], Available: https://commons.wikimedia.org/wiki/File:Deutsche_Bank_Taunusanlage.jpg [Aug 17, 2016]</ref>]]
	*A bank, as in figure 1		*A bank, as in figure 1
	*[[Organization of ~~Petroleum Exporting Countries~~]]		*[[Organization of petroleum exporting countries]]
	*The [[International Energy Agency]]		*The [[International Energy Agency]]
	*The [[IPCC \| Intergovernmental Panel of Climate Change]]		*The [[IPCC \| Intergovernmental Panel of Climate Change]]

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[[Category:Done 2016-04-30]]
<onlyinclude>An institution is "a structure, a mechanism of social order or cooperation, which governs the behaviour of a group of individuals within a human community."</onlyinclude><ref name=IPCC_SRREN> Verbruggen, A., W. Moomaw, J. Nyboer, 2011: Annex I: Glossary, Acronyms, Chemical Symbols and Preﬁxes. In IPCC Special Report on Renewable Energy Sources and Climate Change Mitigation [O. Edenhofer, R. Pichs- Madruga, Y. Sokona, K. Seyboth, P. Matschoss, S. Kadner, T. Zwickel, P. Eickemeier, G. Hansen, S. Schlömer, C. von Stechow (eds)], Cambridge University Press, Cambridge, United Kingdom and New York, NY, USA.</ref>

An institution can be a physical entity such as a university or it can be a set of norms and values such as the institution of law. Institutions govern the behavior of those living within a society, they are diverse and vary from place to place depending of what customs exist. Institutions create and regulate society to give order and reinforce a system of values.<ref>J. Scott. "Institution (social institution)." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199683581.001.0001/acref-9780199683581-e-1123?rskey=UVMHzD&result=7, 2016 [Aug 27, 2016].</ref>

==Examples of Institutions==
[[File:Deutsche_Bank_Taunusanlage.jpg|300px|thumb|right|Figure 1. The headquarters on Deutsche Bank in Frankfurt, Germany. Deutsche Bank is a type financial institution commonly called an "investment bank" that operates worldwide. It has a number of different operations from private and business banking to corporate finance and [[wealth]] management.<ref>Wikimedia Commons. [Online], Available: https://commons.wikimedia.org/wiki/File:Deutsche_Bank_Taunusanlage.jpg [Aug 17, 2016]</ref>]]
*A bank, as in figure 1
*[[Organization of Petroleum Exporting Countries]]
*The [[International Energy Agency]]
*The [[IPCC | Intergovernmental Panel of Climate Change]]
*[[OECD]] (but not the [[BRIC]] or [[N11 countries]] since they don't operate as a group, even though they are a collection of countries)

==Financial Institution==
A '''financial institution''' is a type of firm that plays a role on both sides of the market for financial goods and services. Financial institution both lend money out to consumers and borrow money from other institutions.<ref name=CAN>M. Parkin and R. Bade. ''Economics: Canada in the Global Environment''. Toronto: Pearson, 2013, pp. 546.</ref>

As a borrower of funds, a financial institution borrows from a [[central bank]] at the [[overnight cost | overnight rate]] and lends the money to its customers. Because the firm lent the money out at a higher rate than they borrowed it for, the firm will make money.

Financial institutions perform a number of different tasks, holding deposits, loaning money, managing investments and investing, exchanging currency come in a number of forms such as:<ref>Investopedia. "Financial Institution." [Online], Available: http://www.investopedia.com/terms/f/financialinstitution.asp?ad=dirN&qo=serpSearchTopBox&qsrc=1&o=40186[Aug 28, 2016].</ref>
*Banks
*Trust & Loan Companies
*Insurance Companies
*Pension Funds
*Brokerage Firms
*Investment Firms
*Credit Unions

In Canada for example, banks hold upwards of 70% of financial [[asset]]s in the financial services sector (FSS).<ref name=CAN/> The amount of assets held by each type of FI varies from country to country and the amount each is allowed to hold is usually determined by legislation and the [[regulation]] of the FSS.

==References==
{{reflist}}