Term loan - Revision history

Jmdonev: 1 revision imported: Added a few more to this batch

2026-08-04T21:43:58Z

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energy>Jmdonev at 21:31, 4 August 2026

2026-08-04T21:31:13Z

← Older revision		Revision as of 21:31, 4 August 2026
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	[[Category:Done ~~2017~~-07-01]]		[[Category:Done 2026-08-01]]
	<onlyinclude>A '''term loan''' is ~~simply~~ a loan that has to repaid in equal increments until the amount is repaid at the date that is specified.<ref name=Ox_econ>"A Dictionary of Economics", entry: term loan, published Oxford University Press, 2013. Edited by John Black, Nigar Hashimzade, and Gareth Myles Online version accessed [August 17th, 2017].</ref> Other variables and stipulation can apply.</onlyinclude><ref>J.Black, N. Hashimzade, and G. Myles. (2009) "Unsecured Loan." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199237043.001.0001/acref-9780199237043-e-3263?rskey=ht6uyj&result=3, 2009 [Aug 20, 2016]</ref> The payment schedule is fixed and the interest rate can be either fixed or variable depending on the terms of the loan. The payment periods can vary as well, they might be monthly or quarterly, monthly is the most common for a standard term loan. a loan where the debtor pays a potion of the principle amount as well as interest is called an '''amortizing loan'''.<ref>J. Berk et al. ''Corporate Finance''. Toronto: Pearson Canada Inc., 2012, pp. 143.</ref>		<onlyinclude>A '''term loan''' is a loan that has to repaid in equal increments until the amount is repaid at the date that is specified.<ref name=Ox_econ>"A Dictionary of Economics", entry: term loan, published Oxford University Press, 2013. Edited by John Black, Nigar Hashimzade, and Gareth Myles Online version accessed [August 17th, 2017].</ref> Other variables and stipulation can apply.</onlyinclude><ref>J.Black, N. Hashimzade, and G. Myles. (2009) "Unsecured Loan." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199237043.001.0001/acref-9780199237043-e-3263?rskey=ht6uyj&result=3, 2009 [Aug 20, 2016]</ref> The payment schedule is fixed and the interest rate can be either fixed or variable depending on the terms of the loan. The payment periods can vary as well, they might be monthly or quarterly, monthly is the most common for a standard term loan. a loan where the debtor pays a potion of the principle amount as well as interest is called an '''amortizing loan'''.<ref>J. Berk et al. ''Corporate Finance''. Toronto: Pearson Canada Inc., 2012, pp. 143.</ref>

	Assume that a $50,000.00 loan is for a term of 1 year with an interest rate of 8% and a monthly payment schedule:<ref>R. A. Brealey et al. ''Fundamentals of Corporate Finance''. Toronto: McGraw-Hill Ryerson, 2012, pp. 660.</ref>		Assume that a $50,000.00 loan is for a term of 1 year with an interest rate of 8% and a monthly payment schedule:<ref>R. A. Brealey et al. ''Fundamentals of Corporate Finance''. Toronto: McGraw-Hill Ryerson, 2012, pp. 660.</ref>
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	==References==		==References==
	{{reflist}}		{{reflist}}
			[[Category: Uploaded]]

Jmdonev: 1 revision imported

2017-08-29T01:47:27Z

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Jmdonev at 20:22, 17 August 2017

2017-08-17T20:22:07Z

← Older revision		Revision as of 20:22, 17 August 2017
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	[[Category:Done ~~2016~~-04-30]]		[[Category:Done 2017-07-01]]
	<onlyinclude>A '''term loan''' is simply a loan that has to repaid in equal increments until the amount is repaid at the date that is specified. Other variables and stipulation can apply.</onlyinclude><ref>~~Investopedia~~. "Unsecured Loan." [Online], Available:http://www.~~investopedia~~.com/~~terms~~/u/~~unsecuredloan~~.~~asp~~?ad=~~dirN~~&qo=~~investopediaSiteSearch&qsrc=0&o=40186~~ [Aug 21, 2016].</ref> The payment schedule is fixed and the interest rate can be either fixed or variable depending on the terms of the loan. The payment periods can vary as well, they might be monthly or quarterly, monthly is the most common for a standard term loan. a loan where the debtor pays a potion of the principle amount as well as interest is called an '''amortizing loan'''.<ref>J. Berk et al. ''Corporate Finance''. Toronto: Pearson Canada Inc., 2012, pp. 143.</ref>		<onlyinclude>A '''term loan''' is simply a loan that has to repaid in equal increments until the amount is repaid at the date that is specified.<ref name=Ox_econ>"A Dictionary of Economics", entry: term loan, published Oxford University Press, 2013. Edited by John Black, Nigar Hashimzade, and Gareth Myles Online version accessed [August 17th, 2017].</ref> Other variables and stipulation can apply.</onlyinclude><ref>J.Black, N. Hashimzade, and G. Myles. (2009) "Unsecured Loan." [Online], Available: http://www.oxfordreference.com/view/10.1093/acref/9780199237043.001.0001/acref-9780199237043-e-3263?rskey=ht6uyj&result=3, 2009 [Aug 20, 2016]</ref> The payment schedule is fixed and the interest rate can be either fixed or variable depending on the terms of the loan. The payment periods can vary as well, they might be monthly or quarterly, monthly is the most common for a standard term loan. a loan where the debtor pays a potion of the principle amount as well as interest is called an '''amortizing loan'''.<ref>J. Berk et al. ''Corporate Finance''. Toronto: Pearson Canada Inc., 2012, pp. 143.</ref>

	Assume that a $50,000.00 loan is for a term of 1 year with an interest rate of 8% and a monthly payment schedule:<ref>R. A. Brealey et al. ''Fundamentals of Corporate Finance''. Toronto: McGraw-Hill Ryerson, 2012, pp. 660.</ref>		Assume that a $50,000.00 loan is for a term of 1 year with an interest rate of 8% and a monthly payment schedule:<ref>R. A. Brealey et al. ''Fundamentals of Corporate Finance''. Toronto: McGraw-Hill Ryerson, 2012, pp. 660.</ref>

	Monthly Interest Amount = <m>(Amount Of Loan) (\frac{Annual Interest Rate}{Number Of Payment Periods Per Anum})</m>		Monthly Interest Amount = <math>\left(Amount\ Of\ Loan\right)\times \left(\frac{Annual\ Interest\ Rate}{Number\ Of\ Payment\ Periods\ Per\ Anum}\right)</math>

	Monthly Interest Amount = <m>(50,000.00) (\frac{.08}{12})</m>		Monthly Interest Amount = <math> (50,000.00) \times\left(\frac{.08}{12}\right)</math>

	Monthly Interest Amount = '''<u>$333.33</u>'''		Monthly Interest Amount = '''<u>$333.33</u>'''
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	If the monthly interest payment is $333.33 then the monthly payment is:		If the monthly interest payment is $333.33 then the monthly payment is:

	Monthly Payment = <m>\frac{50,000.00}{12}) + 333.33</m>		Monthly Payment = <math>\left(\frac{50,000.00}{12}\right) + 333.33</math>

	Monthly Payment ='''<u>$4,499.99</u>'''		Monthly Payment ='''<u>$4,499.99</u>'''

Jmdonev: 1 revision imported: From the summer

2016-09-17T22:29:45Z

1 revision imported: From the summer

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Jmdonev at 19:53, 26 August 2016

2016-08-26T19:53:50Z

New page

[[Category:Done 2016-04-30]]
<onlyinclude>A '''term loan''' is simply a loan that has to repaid in equal increments until the amount is repaid at the date that is specified. Other variables and stipulation can apply.</onlyinclude><ref>Investopedia. "Unsecured Loan." [Online], Available:http://www.investopedia.com/terms/u/unsecuredloan.asp?ad=dirN&qo=investopediaSiteSearch&qsrc=0&o=40186 [Aug 21, 2016].</ref> The payment schedule is fixed and the interest rate can be either fixed or variable depending on the terms of the loan. The payment periods can vary as well, they might be monthly or quarterly, monthly is the most common for a standard term loan. a loan where the debtor pays a potion of the principle amount as well as interest is called an '''amortizing loan'''.<ref>J. Berk et al. ''Corporate Finance''. Toronto: Pearson Canada Inc., 2012, pp. 143.</ref>

Assume that a $50,000.00 loan is for a term of 1 year with an interest rate of 8% and a monthly payment schedule:<ref>R. A. Brealey et al. ''Fundamentals of Corporate Finance''. Toronto: McGraw-Hill Ryerson, 2012, pp. 660.</ref>

Monthly Interest Amount = <m>(Amount Of Loan) (\frac{Annual Interest Rate}{Number Of Payment Periods Per Anum})</m>

Monthly Interest Amount = <m>(50,000.00) (\frac{.08}{12})</m>

Monthly Interest Amount = '''<u>$333.33</u>'''

If the monthly interest payment is $333.33 then the monthly payment is:

Monthly Payment = <m>\frac{50,000.00}{12}) + 333.33</m>

Monthly Payment ='''<u>$4,499.99</u>'''

==References==
{{reflist}}